Resources

You can check the age at which you can claim your State retirement pensions here.

For many people State Pensions are a key part of their retirement strategy. You can get a forecast of the amount of pension you can expect in today's terms by downloading, filling in and sending off this form. It will usually take 4 to 6 weeks to get a reply. Note that, at the time of writing (December 2007), state retirement forecasts are not available for those retiring after April 2010 whilst DWP upgrade their computer systems.
State Pension forecast form

There is a great deal of information available about all manner of personal finance issues from the Regulator at FSA consumer publications.

Confused about how much to save towards your pension, or how much your current pension savings are likely to produce? Follow this link for a free to use calculator:
FSA / Association of British Insurers pension calculator.

Whether or not you should be contracted out can be confusing. Many product providers are writing to their policy holders explaining the issues to consider. This informative brochure outlines the main issues to think about: Association of British Insurers fact sheet on contracting out.

January 2008

Expert Financial Solutions Ltd are independent financial advisers (IFA) / financial planners based in Witney, Oxfordshire. We serve the local community in and around Abingdon, Banbury, Bampton, Bicester, Burford, Chipping Norton, Cheltenham, Cirencester, the Cotswolds, Henley on Thames, Kidlington, Lechlade, Oxford, Wantage, Witney and Woodstock. We specialise in pensions, retirement planning, pension annuities, investments including PEP, ISA, OEIC, unit trusts and investment bonds, and inheritance tax (IHT) mitigation and trust investment. One of our advisers is a Chartered Financial Planner and we are proud of having Oxfordshire's only Resolution qualified and accredited IFA for pensions on divorce.